What I Need to Know About Auto Insurance in Colorado

For many people in the Colorado Spring, CO area, driving a car on a daily basis is a practical necessity. Without one, it will be impossible to get to work, school, or to run errands. When you do drive a car in Colorado Springs, it is important that you know your auto insurance requirements. There are several things that you need to know about auto insurance in the state of Colorado.

Liability Requirements

The first thing to think about when you are shopping for an auto insurance policy in Colorado is your liability requirements. In this state, you are required at all times to carry a minimum level of liability insurance whenever you are driving. In this state, you will need to have bodily injury coverage of at least $50,000 per incident and $25,000 per injured person. Additionally, you will need to have $15,000 in property damage liability coverage. 

Other Coverage Needs

While a Colorado Spring, CO driver may not be legally obligated to have it, getting collision and comprehensive coverage is also usually a good idea. This type of coverage will provide you with protection for many different situations that could result in a loss, including theft or accident damage. While not required by law, your auto lender or lessor will normally require you to have it as long as your obligation is outstanding. 

As you are shopping for auto insurance in Colorado, a great place to start looking is through AmPro Insurance LLC. When you contact the team at AmPro Insurance LLC, you will learn a lot more about all of the different auto insurance options that you have. This will allow you to choose a car insurance policy that properly matches your needs and various requirements.